All-in-One EMI Calculator

One engine, twelve specialised calculators. Loan-specific tools compute EMI for each product; analytical tools help you save, compare and plan.

• Home / Mortgage / LAPLong-term (up to 30 yrs) property-backed loans with stamp duty, registration, processing fee, LTV and tax benefits.
• Personal LoanUnsecured loans for medical, travel, wedding or consolidation — shorter tenures, higher rates.
• Vehicle / Auto LoanCar/bike financing with down payment, on-road price and optional insurance rolled in.
• Gold LoanSecured against gold ornaments; typically lower rates and short tenures.
• Credit Card EMIConvert a large purchase into 3–24 month instalments with processing fee + GST.
• Education LoanStudy moratorium with simple-interest accrual/capitalisation, then EMI over the repayment tenure.
• Business LoanWorking-capital or term loans for enterprises with processing fee and amortization.
• Prepayment SavingsLump-sum and/or monthly prepayment; see interest saved and tenure/EMI impact.
• Balance TransferCompare current vs a lower-rate lender including transfer fees to find net savings.
• Loan EligibilityMaximum loan from income, existing EMIs and FOIR (present value of affordable EMI).
• Interest Rate ComparisonSide-by-side EMI and total-interest difference between two rates.
• Tax Benefit (India)80C, 24(b), 80EE, 80EEA deductions and estimated tax saved per year and over tenure.

• Pick the calculatorChoose the loan or analytical tool from the sidebar / dropdown.
• Select countrySets currency and indicative defaults you can override.
• Enter detailsAmount, rate, tenure, fees and any special options (moratorium, prepayment).
• Read resultsEMI, total interest, total payment, charts and the amortization schedule.
• ExportDownload a PNG image, a PDF report, or a CSV spreadsheet.